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No Income Verification Loans
Rate One Mortgage offers an exceptional Menu of Loan Programs to borrowers with good credit histories who choose not to document their incomes. The income is stated but not verified, and this program is ideal for self-employed borrowers with complicated tax returns and financial statements. Salaried and retired borrowers are also eligible.
The following are some of the available NIV programs. Please call or e-mail for further details.
Purchase or refinance
Self-employed, salaried, or retired
No tax returns, no W-2's, no 1099's, no P&I; statements, no paycheck stubs... nothing
IRS 4506 Tax Form - Selected programs do not require this form to be signed at closing
NIV programs up to 95% LTV available with excellent rates
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