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No Money for a Down Payment? No Problem!

Many people like yourself contact Rate One Mortgage wanting to borrow money to buy a home. Some have not saved money for a down payment or closing costs. Most have steady jobs with good income and pay their bills on time: yet, their local bank demands up to a 20% down payment.

Rate One Mortgage has several loan programs that allow you to borrow 100% or more of the purchase price. Here are just five:

  1. 103% LTV financing. Borrow up to $300,000 with no income limits. Must have A+ credit and two months reserves.
  2. 100% LTV financing.
  3. 97% LTV financing that may be better than FHA. There are no income limits, no home buyer counseling and you can borrow up to $250,000.
  4. FHA ~97% loans in many areas.
  5. VA 100% loans if you are a veteran.

Apply today by clicking on the line below - you may be in your new home sooner than you thought possible.

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