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YOUR CREDIT

The loan rate you receive (your percentage) depends on several factors. The first thing you must consider is your credit score. This is determined by your payment history and the amount of money you owe to lenders.

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No Money for a Down Payment? No Problem!

Many people like yourself contact Rate One Mortgage wanting to borrow money to buy a home. Some have not saved money for a down payment or closing costs. Most have steady jobs with good income and pay their bills on time: yet, their local bank demands up to a 20% down payment.

Rate One Mortgage has several loan programs that allow you to borrow 100% or more of the purchase price. Here are just five:

  1. 103% LTV financing. Borrow up to $300,000 with no income limits. Must have A+ credit and two months reserves.
  2. 100% LTV financing.
  3. 97% LTV financing that may be better than FHA. There are no income limits, no home buyer counseling and you can borrow up to $250,000.
  4. FHA ~97% loans in many areas.
  5. VA 100% loans if you are a veteran.

Apply today by clicking on the line below - you may be in your new home sooner than you thought possible.

Fill out the preliminary online application!

 

Home | Purchase | Refinance | Debt Consolidation
VA | Non-Conforming | Equity/ Second

Find out more about Rate One Mortgage
at info@rate1mortgage.com or call 901-259-2484.

(Toll Free 866-307-0420)

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